Question 1

What is Isikoqokoqo?

Accepted Answer

Isikoqokoqo is a digital savings app built for South Africans. It works like a digital piggy bank where you lock your money for 3, 6, or 12 months and cannot access it until maturity, helping you stay disciplined with savings.

Question 2

How do I deposit money into Isikoqokoqo?

Accepted Answer

You can deposit money using cash vouchers, EFT (Electronic Funds Transfer), or FETS (Fast Electronic Transfer). No credit card is required.

Question 3

Can I withdraw money early from Isikoqokoqo?

Accepted Answer

No. Savings plans are locked for the chosen duration (3, 6, or 12 months). This lock-in feature is by design to help you commit to your savings goals. You can only withdraw once the plan reaches its maturity date.

Question 4

Is Isikoqokoqo free to use?

Accepted Answer

Yes, Isikoqokoqo is free to join. You can create savings plans and start saving immediately without a credit card.

Question 5

How does the referral program work?

Accepted Answer

You can refer friends to Isikoqokoqo using your unique referral code and earn R100 for every friend who joins and creates a savings plan.

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